The procedure for stopping a wage or bank account garnishment is quite specific. There are specific deadlines if you have income that is protected. For instance, if your bank account is garnished, you must send copies of 60 days of your bank statements to the debt collector and a notice of your exemption claim to both the collector and the bank within a certain number of days.
The failure to exercise your rights in a timely fashion will result in your funds being garnished.
You may request a hearing on a creditor’s objection to your written exemption claim.
The best way to stop garnishments is to call an experienced attorney.